Investment Portfolios

Investors have more options for investing than ever before. Your first step as an investor is to determine your risk capacity and risk preference. Every investor should learn to take risk and become comfortable with it, because risk is the basis for higher returns. However, you should never take more risk than permitted by your timeline for using the funds.

All of these portfolios are built using ETFs.

Stable Income   Designed to provide consistent income in any type of market, Stable Income has returned 3.21% per year over the last five years, with a maximum loss of 1.79%.

Stable Income

Designed to provide consistent income in any type of market, Stable Income has returned 3.21% per year over the last five years, with a maximum loss of 1.79%.

Fixed Income   Designed for safety, this portfolio has averaged about 4.59% per year over the last five years, with a maximum loss of 4.35%. Expect future rates to be lower as yields are already very low.

Fixed Income

Designed for safety, this portfolio has averaged about 4.59% per year over the last five years, with a maximum loss of 4.35%. Expect future rates to be lower as yields are already very low.

Tax-Exempt   For the amount of risk taken, no one beats Vanguard for tax exempt investing, so this portfolio is a very simple one.

Tax-Exempt

For the amount of risk taken, no one beats Vanguard for tax exempt investing, so this portfolio is a very simple one.

High Yield   Designed for high yield with solid diversification, this portfolio has averaged 6.58% per year over the last five years with a maximum loss of 4.82%

High Yield

Designed for high yield with solid diversification, this portfolio has averaged 6.58% per year over the last five years with a maximum loss of 4.82%

Minimum Variance Equity   A global portfolio of low volatility stocks, this approach has averaged 9.7% per year over the last five with a maximum loss of 7.07%.

Minimum Variance Equity

A global portfolio of low volatility stocks, this approach has averaged 9.7% per year over the last five with a maximum loss of 7.07%.

Traditional Global Equity   This portfolio is comprised of market cap weighted funds, mostly from Vanguard. The last five years have delivered 7.91% per year with a maximum loss of 14.24%.

Traditional Global Equity

This portfolio is comprised of market cap weighted funds, mostly from Vanguard. The last five years have delivered 7.91% per year with a maximum loss of 14.24%.

Global Value Portfolio   There are a variety of factor funds tilting portfolios to value and smallcaps, but Dimensional Funds are the best. For diy investors, Schwab and Invesco are good alternatives. Five-year returns of 6.35% with a max loss of 14.72%.

Global Value Portfolio

There are a variety of factor funds tilting portfolios to value and smallcaps, but Dimensional Funds are the best. For diy investors, Schwab and Invesco are good alternatives. Five-year returns of 6.35% with a max loss of 14.72%.

Global Growth Portfolio   These are a collection of funds that have demonstrated strong returns with a risk that is about 20% higher than the Global Value Portfolio. There is a lot of potential for loss here!

Global Growth Portfolio

These are a collection of funds that have demonstrated strong returns with a risk that is about 20% higher than the Global Value Portfolio. There is a lot of potential for loss here!

Sustainable Global Equity   Dimensional Funds provides the most diversified access to global sustainability screened stocks. Sustainable Global Equity generates very similar returns to the Global Value Portfolio.

Sustainable Global Equity

Dimensional Funds provides the most diversified access to global sustainability screened stocks. Sustainable Global Equity generates very similar returns to the Global Value Portfolio.

IMPORTANT NOTE

These portfolios may not be appropriate for your current financial situation! You must determine your suitability for risk or work with a financial planner to determine which portfolios are right for you.